Park model home financing
Tiny home financing made simple
Your dream home is closer than you think. Apply online in minutes through our trusted lending partner and discover financing designed specifically for park model homes.
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Specialized park model financing -
65+ years of lending experience -
Secure online application
A straightforward path to financing
From application to your new home
Apply online, work directly with Triad on your financing, then finalize your home with the Firefly team.
Apply online
Complete Triad’s straightforward online application. The form walks you through the financial and home information needed to get started.
Build your financing plan
Triad reviews your application and works with you on the loan amount, down payment, rate, term, and documents for your approved program.
Finalize your home
Once financing is approved, our team helps you finalize the model, options, delivery, placement, and next steps toward your new home.
Financing built for park models
Park model financing tailored for your new tiny home
At Firefly Tiny Homes, we’ve taken the guesswork out of financing. Because many traditional banks don’t finance park model homes, we’ve partnered with a lender that specializes in this unique market. The result is a financing experience designed specifically for park model homes, making the path to ownership simple and straightforward.
- Specialized financing for new park model homes
- Competitive fixed-rate options
- Low-down-payment programs available
- Experienced support through underwriting and closing
Ready to explore financing? Start your secure online application today!
Plan your payment
Start with a payment that fits your budget
Start with the 8.50% example or enter your own rate. Adjust the home price, down payment, term, taxes, and insurance to compare monthly payment scenarios instantly.
Helpful answers
Straight answers about park model financing
How do I apply for financing?
Start with Triad’s secure online application. Triad reviews each application individually and works directly with you on available financing options. The best way to find out what is available is to apply.
What credit score do I need?
Credit history is one part of Triad’s review, not the entire decision. Triad also considers income, employment, existing debt, and down payment. Complete the application and let Triad evaluate the full picture.
How much can I finance, and how much will I need down?
Triad offers financing across a range of home prices, with low-down-payment options available. Your loan amount, down payment, rate, and term are determined after Triad reviews your application. Apply to see which options are available for your purchase.
Does Triad review my credit?
Yes. Triad obtains and reviews your credit report as part of the application. Your credit history helps determine available financing options, rate, down payment, and loan terms.
Can I apply with a co-borrower?
Yes. Triad accepts joint credit applications. Both applicants provide their information and are evaluated together as part of the same financing application.
What should I have ready before I apply?
You can begin with basic personal and financial information. As Triad reviews your application, be ready to provide a government-issued photo ID, recent pay stubs, two years of W-2s, bank statements, and employer information. Self-employed applicants should also be ready to provide tax returns and supporting income documents.
How long does financing take?
Triad’s Home Only process is often approximately two to three weeks from completed application to closing. Promptly providing requested information helps keep things moving.
Can I pay the loan off early?
Yes. Triad’s current fixed-rate program materials state there is no prepayment penalty, so you can make extra principal payments or pay the loan off early. Your signed loan documents contain the final terms for your loan.
Build your estimate
Monthly payment calculator
Adjust the numbers to compare monthly payment scenarios before you apply.
Enter the home’s estimated price.
Use the amount you plan to pay up front.
8.50% is an editable planning example.
Select a term to compare scenarios.
Enter 0 if not applicable or not yet known.
Use a monthly estimate if available.
per month
- Amount financed
- $100,000
- Principal & interest
- $985
- Down payment
- 0.0%
Enable JavaScript to update the payment estimate.
This estimate includes principal and interest plus the monthly taxes and insurance you enter. It does not include park or lot rent, delivery, setup, title, closing costs, or other fees. Your final payment and loan terms come from Triad.
Financing details: Financing is provided by Triad Financial Services, Inc., NMLS #1063. Learn more about
Triad’s lending experience,
park model program,
Home Only program details,
current program guide, and
borrower resources, including Triad’s
joint credit application. Approval, rates, and terms are determined by Triad.
Start your financing plan
Ready to take the next step toward your new home?
Complete your secure Triad application today, or talk with us about models, options, delivery, and placement for your tiny home.
Have questions? Talk with us.
We can help with models, options, delivery, and placement before or after you apply.